Federal Student Loan Relief

Getting your Student Debt Taken Care Of

Your loan is considered delinquent as soon as you miss one federal student loan payment. Your loan servicer won’t report your late payment to credit bureaus until 90 days have passed. After 270 days without a payment, your federal loan is in default. If your federal student loans are in default, the Department of Education can contact the Department of Treasury to begin collections by an offset of your federal (and in some cases state) tax returns. The Department of Treasury can withhold the entire amount of your refund to satisfy the debt that is owed. Additionally, you may even get your wages garnished. If you’re looking to get out of default, Creditmergency can assist!

Ready to take care of your student debt?

Here’s what we need to get started:

Verified FSA ID
Permanent Address
E-mail Address
Telephone Number
Last years Tax Filings

Student Loan Consolidation

^$499

Recover From Student Loan Default

Combines Multiple Loan Payments Into One

Extends the Repayment Period

Remove Garnishments

Eligibility for Loan Forgiveness Programs

Eligibility to Receive Federal Student Aid

Eligibility for Forbearance

Eligibility for Deferment

Removal of the Record of Default From Your Credit History

Choose

Defaulted Consolidation Loan

^$599

Recover From Student Loan Default

Extends the Repayment Period

Remove Garnishments

Eligibility for Loan Forgiveness Programs

Eligibility to Receive Federal Student Aid

Eligibility for Forbearance

Eligibility for Deferment

Removal of the Record of Default From Your Credit History

Choose

Rehabilitate A Defaulted Loan

^$699

Recover From Student Loan Default

Only can be Performed Once

Qualify for Very Low Monthly Payments

Remove Garnishments

Eligibility for Loan Forgiveness Programs

Eligibility to Receive Federal Student Aid

Eligibility for Forbearance

Eligibility for Deferment

Removal of the Record of Default From Your Credit History

Choose

Melissa Clark

Melissa Clark is a personal finance reporter at Creditmergency. She has earned a master’s degree in business and economic reporting from New York University. Clark has a bachelor’s degree in journalism from Syracuse University and grew up in Miami, Fl.