Information on free yearly credit report, online free credit report, federal credit report, consolidated credit report, credit report errors, fico credit scores, credit report contents, credit report uses, identity theft, credit report uses. Credit report score help to know how credit worthy you have been. Credit report is your personal financial report card in other words it’s nothing but all your credit history. Your credit report can affect your daily life from where you live and work to how much you pay for a loan or insurance. Here’s a guide to protecting your financial reputation, Unfortunately many of us do not know our credit score, if you take an approximate you will come to know that only 33 percent of consumers know their credit scores according to Government Accountability Office. As important as it is to know how much money you have available before you write a check, it is equally important to know your credit score and what is on your credit report. Not knowing these things could cost you money.

You can have a copy of your credit report and one should know where he financial stand at the end year. This credit report keeps all the track of your purchasing and payments of your bills and many other financial matters.

This credit report helps agency to determine whether or not to give you a line of credit or loan you money. As higher the score, the les risk the lender believe you to be. As your credit score climb you interest rate you are offered probably decline.
The credit report lists your each and every financial detail, like the account you have open, even if it contains a zero balance.