Federal Student Loan Relief

Getting your Student Debt Taken Care Of

Your loan is considered delinquent as soon as you miss one federal student loan payment. Your loan servicer won’t report your late payment to credit bureaus until 90 days have passed. After 270 days without a payment, your federal loan is in default. If your federal student loans are in default, the Department of Education can contact the Department of Treasury to begin collections by an offset of your federal (and in some cases state) tax returns. The Department of Treasury can withhold the entire amount of your refund to satisfy the debt that is owed. Additionally, you may even get your wages garnished. If you’re looking to get out of default, Creditmergency can assist!

Ready to take care of your student debt?

Here’s what we need to get started:

1. Verified FSA ID
2. Permanent Address
3. E-mail Address
4. Telephone Number
5. Last years Tax Filings