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How a Car Loan Can Increase Your Credit

Car loans are handy financial tools perfect for buyers who prefer paying for their car purchase gradually. Rather than an…

Jonathan Restrepo

Does Renting Build Your Credit?

Every timely payment you make counts if your ultimate goal is to build your credit. Your monthly rental payments might…

Jonathan Restrepo

Can Debt Collectors Call on Holidays?

Holidays are meant to be happy and relaxing times spent with your family and friends. But what was meant to…

Jonathan Restrepo

Can an Overdrawn Bank Accounts Be Sent to Collections?

Do you have some old bank accounts sitting in the corner? If you aren’t too careful, these accounts may impact…

Jonathan Restrepo

5 Ways to Maximize Credit Card Rewards Without Overspending

Credit cards are amazing plastics that can give you the things you want and need with just a mere swipe.…

Jonathan Restrepo

Why Your Student Loans Will Not Be Forgiven

On the 22nd of December 2021, President Joe Biden announced that he would extend the existing student loan repayment freeze…

Jonathan Restrepo

Why Should You Be Debt Free in 2022?

For most people, being free from debts indicates a good life. After all, being drowned in the debt trap can…

Jonathan Restrepo

Why Credit Cards are a Bad Thing

Credit cards can offer some exciting rewards and improve your credit score as long as your bills are paid on…

Jonathan Restrepo

How to Avoid Debt in 2022

The New Year marks the beginning of a new life and for most people, this is also the best time…

Jonathan Restrepo

Can You Purchase a Home Without a Credit Score?

One of the key components to be qualified for a home mortgage is none other than credit. The only issue…

Jonathan Restrepo