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Gross Income vs. Net Income      

Gross Income vs Net Income Gross income refers to the total earnings you have while net income is the actual…

Jonathan Restrepo

Goodwill Letter : How It Can Help Your Credit   

Two of the main ways that you can do to improve your current credit rating is to pay your bills…

Jonathan Restrepo

Flexible Spending Credit Card  

Flexible spending credit cards may provide attractive choices in account terms. However, before you decide to proceed, you might first…

Jonathan Restrepo

Figuring Out Your Debt to Income Ratio

Figuring Out Your Debt  to Income Ratio DTI or debt to income ratio is the financial measurement in percentage form…

Jonathan Restrepo

Enough Is Never Enough: Americans Weigh In on How to Help Those Struggling Financially During Pandemic   

Enough Is Never Enough: Americans Weigh In on How to Help Those Struggling Financially During Pandemic                            The new normal…

Jonathan Restrepo

Does the Government Control the Credit Bureaus?     

Does the Government Control the Credit Bureaus? A lot of consumers seem to assume that credit bureaus such as Experian,…

Jonathan Restrepo

Does Requesting a Credit Increase Hurt Your Score?

Does Requesting a Credit Increase Hurt Your Score? When it comes to your credit health, a credit increase may do…

Jonathan Restrepo

Does Income Affect Credit Score?

Does Income Affect Credit Score? : While your income doesn’t have direct effect on your credit score, a sudden reduction…

Jonathan Restrepo

Does a HELOC Affect Your Credit Score?

Does a HELOC Affect Your Credit Score? In terms of your credit score, your HELOC or home equity line of…

Jonathan Restrepo

Does a Debt Relief Program Affect Your Credit?

How a Debt Relief Program Affect Your Credit? There is no such thing as one surefire method that will help…

Jonathan Restrepo