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New FICO® Score: What You Need to Know About the Credit Scoring System in 2020

New FICO® Score: Need to Know In 2020: Your credit score may change pretty soon, no matter how flawless or…

Jonathan Restrepo

Negative Balance on Credit Card    

You were surprised to see a negative balance on your credit card just when you were expecting a $0 balance.…

Jonathan Restrepo

Length of Credit History Explained        

Most of you already know that making on-time payments on your student and auto loan, mortgage loan, and credit card…

Jonathan Restrepo

Late Payments and Why You Should Avoid Them   

You might not realize it but missed payments are more serious issues than what you think. While your credit card…

Jonathan Restrepo

Joint Credit Cards: 6 Perks and Pitfalls 

Joint credit cards allow couples to manage their assets and build credit together, which also means that both cardholders have…

Jonathan Restrepo

Investing During a Recession   

If there is an economic turmoil going on, it is only natural for people to know if investing during a…

Jonathan Restrepo

If Your Card is Stolen, How Much are You Liable For?

One of the most dreadful things that can ever happen is for your credit card to be stolen. However, this…

Jonathan Restrepo

How To Remove A Foreclosure From Your Credit Report

How To Remove A Foreclosure From Your Credit Report? When compared to removing late collections or payments, removing foreclosure from…

Jonathan Restrepo

How to Read Your Credit Report

You can think of your credit report as a snapshot of your overall finances. Everyone can review it, from lenders…

Jonathan Restrepo

How to Prevent Identity Theft 

In this day and age, trying to prevent identity theft is easier said than done. Indeed, it has become a…

Jonathan Restrepo