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Understanding Available Credit

Understanding Available Credit Available credit pertains to the amount that you have left to spend. You can determine your available…

Jonathan Restrepo

Types of Mortgage Loans

It is always an exciting experience to buy a home but it is easy to be overwhelmed once the matter…

Jonathan Restrepo

Tips for Identifying and Avoiding Loan Scams

Tips for Identifying and Avoiding Loan Scams: Imposter scams are considered as the primary culprit behind fraud loss. These are…

Jonathan Restrepo

Three Main Types of Credit

Credit is a relatively simple concept. The borrower will receive goods or money now with the promise of paying back…

Jonathan Restrepo

The History of Money for Kids  

By definition, money is anything people use for the purchase of products and services. This is what most people receive…

Jonathan Restrepo

The FDCPA Statute of Limitations

As one of the consumers out there, the burden of debt isn’t one that you need to hold forever. Under…

Jonathan Restrepo

The Evolution of the Good Faith Estimate   

How much will it cost you to get a new loan? This is probably the first question that most people…

Jonathan Restrepo

The Equifax Breach Settlement  

It was on the 22nd of January 2020 when the period for filing the initial claims in the Equifax breach…

Jonathan Restrepo

Subsidized vs. Unsubsidized Loans    

Subsidized vs Unsubsidized Loans Eligible students can apply for unsubsidized or subsidized loans to pay for their school fees. These…

Jonathan Restrepo

Student Loan Forbearance vs. Deferment

Student Loan Forbearance vs Deferment Depending on your current situation, you may qualify for a federal forbearance or deferment and…

Jonathan Restrepo